MINI Loan – intro stage

FINANCING A NEW MINI.
MINI Financial Services.

By financing your new MINI, you have the flexibility to make it 100% yours. This gives you the freedom to sell it or exchange it for a new one when the time is right. We offer financing with or without a balloon payment – making it easy for you to be on the road in your new MINI without delay.

YOUR BENEFITS.

MINI Loan – Your benefits
MINI Loan – A loan to own

A LOAN TO OWN.

MINI Loan – Enjoy unlimited mileage

ENJOY UNLIMITED MILEAGE. 

MINI Loan – Monthly payments

TRANSPARENT MONTHLY PAYMENTS
WITH NO HIDDEN COSTS. 

MINI Loan – Your benefits

THE FAST LANE TO OWNERSHIP.

MINI Basic Loan – Image
MINI Loan

MINI BASIC LOAN.

Get in the fast lane to driving your dream MINI with a basic loan. Enjoy unlimited mileage, convenient customisation options and competitive interest rates.

This is perfect if you want to take up ownership of your new MINI and pay for it month by month. You can drive as much as you like without any mileage limits.

We make it as easy as possible. Once you've chosen the model that's right for you, simply decide how much you would like to put down as your down payment and how long you would like your finance agreement to last. Next, we'll calculate your monthly payment, which will include interest and fees.

At the end of the contract, you can decide to either keep the car or take it as a trade-in for a new one.

UNLOCK FINANCIAL FLEXIBILITY.

MINI Select Balloon Loan – Image
MINI Loan – Select Balloon Loan

MINI Flex.

The MINI Flex provides you with a variety of possibilities, just tailor your finance to suit your individual needs. Once you reach the end of your agreement, you have the flexibility to decide what you would like to do with your vehicle: choose to either keep it, return it, or purchase a new one.

We understand that when you take a finance agreement, you may not be sure what you'll do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.

Begin by choosing which MINI is right for you. Then, simply decide on your agreement length, your annual mileage and a down payment amount. Next - and this is what really sets MINI Select apart - we take a portion of the cost of your MINI and freeze it until the end of your finance agreement. This becomes your optional final payment and will be payable if you decide to keep your MINI at the end of your agreement.

At the end of your agreement, you have the choice of what happens next: 
1. Pay the optional final payment and keep your MINI. 
2. Refinance it with our help. 
3. Return your MINI and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay.

MINI Loan – Why not all in?

Compare our loan products.

MINI Basic Loan MINI Flex
Ownership
Immediate onwnership rights
Immediate onwnership rights
Mileage limitations
No Yes
End of contract options
Keep your MINI or trade-in your MINI
1. Pay off the final payment and keep your MINI
2. Refinance the final payment
3. Return your MINI
Monthly payment
Dependent on term
Lower monthly payments with an optional final payment
MINI Loan – Shopping Tools

START SHOPPING

DISCOVER, BUILD AND DRIVE.

Explore what's in store or configure your own MINI – and get the perfect finance deal to match.
Mini Financial Services - loan - service

SUPPORT

WE'RE HERE TO HELP.

Whether you are looking for advice on managing or ending your agreement, help with maintaining or returning your MINI, we have you covered.